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Universal Credit replaces several benefits and helps with living costs if your income is low or you’re out of work. You apply online and then attend an interview. Payments are usually monthly.
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Tips: 1/6
Gather ID and details before you start
Gather ID and details before you start. Have ID, National Insurance number, rent/mortgage, savings, income, and health information ready. This makes the online form easier.
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Gather ID and details before you start
Have ID, National Insurance number, rent/mortgage, savings, income, and health information ready. This makes the online form easier.
Ask for reasonable adjustments
If you have aphasia, ask for extra time, Easy Read letters, or a named contact. You can bring someone to appointments.
Note health conditions in your journal
Use the online journal to explain how your condition affects work and daily tasks. Keep entries short and clear.
Report changes quickly
Tell UC if your income, health, rent, or household changes. This helps avoid overpayments or missed money.
Ask about extra elements
Check if you can get limited capability for work elements, carer element, or housing costs in your claim.
If money is tight, ask for an advance
You can request an advance while you wait for your first payment. Repayments are taken from future UC.